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If You Have an Adjustable Rate Mortgage, Refinance Now (ARA) - With gas prices in a state of constant flux, and warnings that energy costs will be on the rise this winter, the last thing you want to happen is for your mortgage to start fluctuating too. But if you have an adjustable rate mortgage (ARM), it will soon happen. Confused by all the Mortgage Options? Heres Help (ARA) - Fixed rate. Adjustable rate. Interest Only. Flex. All of the different types of home loans that are available these days can puzzle many homebuyers. But, say mortgage experts, virtually every home loan is one of two types: a fixed rate loan or an adjustable rate loan. Software provides mortgage prepayment scoring system. In addition to prime and nonprime hybrid adjustable-rate mortgages, PreTell v1.2 scores 22 mortgage products including prime, subprime, and Alt-A 15- and 30-year fixed-rate loans. Program provides numeric scores on index of 0-1,000 that predict likelihood of active loan prepaying within 6-month forecast window. Cross-Sell Scores target financial institutions that wish to market mortgage products ... U.S. Regulators Urge Scrutiny of Subprime Mortgages March 2 (Bloomberg) -- Mortgage lenders should scrutinize underwriting standards more closely and make fuller disclosures about risky adjustable-rate loans to people with poor credit histories, U.S. banking regulators said. National Groups Thank Regulators for Proposing Stronger Standards for Dangerous Subprime Loans WASHINGTON----The devastating reign of exploding adjustable-rate mortgages in the subprime market may soon be over. Today federal banking and credit union regulators proposed to clamp down on these risky loans by requiring depository institutions to do more careful assessments before approving these loans for credit-strapped consumers. Adjustable Rate Mortgage 2007: GuideToLenders.com Helps Homeowners Weigh Options With the prime lending rate on the rise and new resetting interest rates on Adjustable Rate Mortgages in 2007, the first quarter of the year is the best time for homeowners to assess housing costs and mortgage options, reports GuideToLenders.com. (PRWeb Feb 26, 2007) Post Comment:Trackback URL: http://www.prweb.com/zingpr.php/UGlnZy1TdW1tLVN1bW0tSG9yci1NYWduLVplcm8= Adjustable Rate Mortgage 2007: GuideToLenders.com Helps Homeowners Weigh Options With the prime lending rate on the rise and new resetting interest rates on Adjustable Rate Mortgages in 2007, the first quarter of the year is the best time for homeowners to assess housing costs and mortgage options, reports GuideToLenders.com. Regulators issue mortgage guidelines Mortgage lenders should more closely scrutinize underwriting standards and make fuller disclosure to consumers with poor credit who hold certain subprime loans, U.S. banking regulators said. Joint Press Release The federal financial regulatory agencies today issued for comment a proposed Statement on Subprime Mortgage Lending to address certain risks and emerging issues relating to subprime 1 mortgage lending practices, specifically, particular adjustable-rate mortgage (ARM) lending products. Mortgage defaults start to spread The mortgage market has been roiled by a sharp increase in bad loans made to borrowers with weak credit. Now there are signs that the pain is spreading upward. | ||